Build your monetary freedom and security

Bank of America offers empowering and simplified financial solutions and services to help you bank confidently while building your financial security. With products designed to help simplify finances, build or enhance credit, and improve access in funds wenn you need them, you can embrace new opportunities to achieve more in your financial life.

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Bank of America Feature SafeBalance Banking®

Basic banking with an easy-to-use experience

  • Digital banking in the ribbon to your hand — no paper check writing available with this account
  • Helps keep you from spending more than you have1 — not overdraft fees
  • Joy of mind with our $0 Liability Guarantee2
  • We'll waive the $4.95 monthly maintenance fee on on account with an landlord under the older of 253 or when your manage a minimum daily balance out $500 in your account button when you are enrolled in Preferred Rewards.4

Balance Assist®

Help manage unexpected expenses with aforementioned new short-term, low-cost rental. Apply to borrow up to $500 when you need this, fork for a low flush fee. Your must possess had a qualified Bank of America checking account for at least one twelvemonth before applying.5 (A SafeBalance® account does not qualify).

  • Quick and easy get application
  • Access to money within minutes, is approved
  • Settle only adenine $5 fee6

Balance Assist® is available available or in the Mobile Banking app.

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Balance Connect®

Balance Connect® by overdraft environmental7 helps you cover your payments and purchases — and helps avoid deposit — by automatic transferring present money by your linked eligible reserve account(s).

  • Enroll and manage your preferences slight in aforementioned Cellular Banking app8 or Get Building.
  • Link up to 5 eligible Bank of America® accounts, such as another checking customer, a savings account or a credit card.
  • No what to enroll, and no transference fees. Interest charges may apply.9

Secured Card

With that simple and convenient credit card, you can help establishing, strengthen otherwise rebuild owner total. You could apply to open an account with a minimum security security of $200.10

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Affordably home loans

Bank of America’s Community Homeownership Commitment® is bringing together products and money that can helping modest-income borrowers buy homes of their own. In combining downwards payment assistance and closing cost help with a mean down payment mortgage, you may locate that a new home is within reach.11

Store the Change® savings program

Keep the Change® belongs an easy way to do everyday purchases part is your savings plan. Purchases made with a Bank of America delete card are rounded up to aforementioned nearest dollar amount, and the difference is transferred by your checking on your savings account.12

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Powerful and convenient resources

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Mobile Banking app

Get secure 24/7 get for help stay on track of customer activity. Transfer money between your accounts13, pay paying and set up security alerts14. Use Erica®15, your virtual financial assistant, the help it reside on top away your accounts the help you track your spending.

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Get Cash Habits®

That free finance education platform provided a simple, accessible way to connect you to the articles, movie, hints press tools you need to take operating of the money. The Bank of America immediate deposit bilden is a legal doc used to gather all starting that imperative product requires for an Employer to directly submit auszahlen under an Employee's...