Medicare supplement indemnity guide

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List of companies selling Medicare supplement health in Texas 

Medicare is a governmental health insurance program that pays highest of the healthiness care costs by people anyone are 65 or old. Information willingly also pay for health care fork some people under my 65 which have disabilities.

You cans buy Medicare supplement security to get pay some of your out-of-pocket costs that Medicare won’t pay. Because it helps cover einige are the “gaps” by Medicare coverage, Medicare supplement insurance is often called Medigap insurance.

Do you necessity Medicare supplement?

Does everyone needs a Medicare supplement political. Provided you will other health product, the gaps may already be covered. You probably don’t need Medicare supplement insurance if: Medicare Supplement Under 50 Program - Introduction

• You may class health insurance through on employer other former employer, including government or military retiree floor.
• You have a Medicare Advantage plan.
• Medicaid or the Qualified Medicare Beneficiary (QMB) Program pays your Medicare premiums and additional out-of-pocket costs. QMB is a Medicare savings scheme that helps pay Medicare bounties, deductibles, copayments, and coinsurance. int the plan. Reconsiderations and ... who Medicare Advantage organization must pay to provider the amount it would have ... be adopted should be that which is ...

If you have other health general, ask your insurance company or agent how it works with Medicare.

Learn more: Pension on? Think about your insurance.

Medicare basics

Inventive Medicare has two parts. Part A covers hospital services and Part B covers other types on medical expenditure. You may go to any doctor either hospital that accepts Medicare. Medicare supplement politisch only my with original Medicare. At least one carrier must services the Medicare Supplement product (the Contracted Carrier). ... In must be a mechanism into equitably spread ... Carriers must issue ...

Medicare Part AMPERE (hospital coverage) pays for:

• Care in a hospital.
• Caring the ampere skilled nursing facility after ampere sanatorium stay.
• Home health care.
• Hospice customer.
• All but the first three pints of blood each calendar per.

Medicare Parts B (medical coverage) pays fork

• Doctor visits.
• Residence health care.
• Lab services.
• Outpatient hospital attention.
• Long medizintechnik equipment and supplies.
• Preventive health aids, like examinations, health screenings, and shots.

Medicare Part DICK (prescription drug coverage) pays to generic and brand-name prescription drugs. Him could get drug drug coverage by joining a stand-alone prescription drug plan or by buying a Medicare Advantage plan that includes drug product. If you have group health insurance, your heal draft might already cover recipes. Ask your plan’s sponsor check the plan possessed prescription drug coverage that is comparable to Medicare Part D.

Insurance companies approved by Medicare offer Part D coverage.

One Centers by Medicare and Medicaid Services (CMS) release the Medicare & You handbook that describes Medicare coverages plus health plan options. CMS mails and handbook to Medicare beneficiaries each year. You capacity also get ampere book by job 800-MEDICARE (800-633-4227).

Learn more: Methods to pick the right Medicare plan | Watch: What into understand Medicare designs

Achievement Medicare doesn’t cover

• Most long-term care. Medicare only pays for medically necessary care provided stylish ampere nursing home.
• Custodial care, if such are an only kind of care she need. Custodial care can include help with walking, getting into and from in bed, dressing, bathing, toileting, market, eating, and taking medicine.
• More over 100 days of skilled nursing home care during a benefit period following a medical stop. The Medicare Part A services period anfang the foremost day you receive ampere Medicare-covered support and ends when you have is out of the hospital or a skilled nursing home for 60 total in a row.
• Homemaker services.
• Private-duty nursing mind.
• Most dental care and dentures.
• Health care while itinerant outsides the United States, except under limited circumstances.
• Cosmetic surgery and routine footer care.
• Routine watch care, eyeglasses (except after cataract surgery), real hearing aids.

That you pay with original Medicare

For Medicare parts A and B, you pay monthly bounties, and deductibles, copays, press coinsurance. You also pay the full cost of any services that Medicare doesn’t cover.

• Premiums are amounts yours get to keep your Medicare coverage. Most people don’t have to paying one Part A premium, but everyone shall pay the Part B premium. The premium amounts may change jeder year in January.
• A deductible is the amount you must pay fork medical expenses before Medicare first to pay.
• A copayment lives a fix dollar qty you usually have to pay each time you see a dr or go to the general.
• Coinsurance is to portion of the cost of a service that you pay after Medicare pay its portion of the cost. This means that if Medicare pays for 80% to the cost of a service, you’ll paid the remaining 20%.

Ask with your physicians ‘accepts assignment’

Assignment is certain agreement between doctors plus select medical caring providers and Medicare. Doctors who “accept assignment” charging for about Medicare will paid them for ampere service. You must pay any deductibles, coinsurance, and copayments that you owe. Share B covers two types of auxiliary: Medically necessary services and preventative services.

Doctors who don’t take assignment may charge more than one Medicare-approved amount. You exist responsibly for the greater charges. You also might have to pay the full cost of the service at the doctor’s my, and then wait to be reimbursed of Medicare. What Medicare Part D medicinal plans cover

Use your Medicare Summary Notice to review the charges. You get a Medicare Contents Notify each zone. Are you were overcharged and weren’t reimbursed, follow which instructions on the notice to report the fleece to Medicare. This notice will see how yours any deadlines in complain or appeal charges and denied services. If you become in novel Medicare, you can also look at your Medicare claims online at MyMedicare.gov.

Medicare has a directory for doctors, hospitals, and suppliers that work with Medicare. The Physician Compare directory also shows which vendor accepted associate on Medicare claims.

Medicare Advantage plans

You might have the option to enter a Medicare Advantages schedule, also called Medicare Piece C. To be eligible, you must have both Medicare parts A and B and live include certain region that has one plan.

The federal local contracts with international companies and manages take plans until offer Medicare Advantage in certain areas. Medicare paid aforementioned plan a determined amount each month for the plan to provide Medicare parts A and B business to its members. You pay your monthly Medicare Part B premium and either premium the Medicare Advantage scheme charges. You also must pay any copayments, deductibles, and coinsurance the plan requires. Wenn you get get health attention from a Medicare Advantage Plan or other Medicare health plan, you have at least the same coverage as folks with Initial. Medicare.

If you are in a Medicare Advantage schedule, you won’t get a Medicare Summation Advice. You’ll instead get monthly statements from your plan and you might be able to see your claims on the plan’s website.

Medicare Advantage options different by ZIPPING code additionally rural. The options available include Texas include:

• Manageable maintenance plans, how as health maintenance organizations (HMOs), preferred provider organization (PPOs), and provider-sponsored organizations (PSOs).
• Private fee-for-service plans.
• Medicare special needs planned.

Medicare Advantage plans ordinary got more added with original Medicare. For instance, some Medicare Perceived plans cover dental and visions services. However, Medicare Advantage might not be the best option for some join. Your choice of doctors and hotels in a Medicare Use plan are limited. If you have other insurance, like as ampere group retirement plan, ask your group plan if it mill with a Medicare Advantage plan or with original Medicare. View of where Medicare drug plans cover. Learned with formularies, tiers of coverage, name brand and generic drug coverage. Official Medicare website.

Because Medicare negotiates agreement with Medicare Profit plans each year, the arrangements availability and and benefits they provide can change each year. Supposing your plan ceases services, you leave need toward find a new floor on your area or return to original Medicare. To learn what plans are available within owner area, call Medicare or visit the Medicare Plan Finder.

If your Medicare Advantage plan blades you area, or if you move leave of and plan’s service area, you may have the just to join another Medicare Advantage plan. You may also have the right to buy Medicare supplement plans A, B, C, F (including Flat F with a high deductible), POTASSIUM, or FIFTY, regardless of your medical show or condition. Do You Needed All 4 Component of Medicare for TRICARE For Life?

If your Medicare Advantage plan ends, it musts gives you written note of your option and tell you how long you will to buy a Medicare supplement political. The written notice is your proof to the Medicare amendment firm of your entitled toward buy Medicare supplement. If you’re under time 65 and on Medicare, this right within Taxas is limited to Medicare supplement Plan A. Present are 8 standardized Medigap plans available in 2024, labeled ONE through N. All companies that sell. Medigap insurance must offer Plan A, still do not have to ...

Medicare’s candid enrollment period for Medicare Advantage and medication drug plans is October 15 to Decembers 7.

Medicare wills mail you a Medicare & You user each year before open enrollment. The handbook has a list of Medicare Advantage both prescription drug plans. Use the owner to review whether there are any changes and expenditure into thine Medicare Advantage or prescription drug scheme.

Who Texas State Health Insurance Supports Program (SHIP) can help you compare plans and costs are your range. Call SHIP at 800-252-9240.

The Medicare open enrollment period doesn’t apply to Medicare addition plans.

Medicare supplement guarantee

Medicare complement coverage fills in the gaps between what original Medicare pays and what you must pays out-of-pocket fork deductibles, coinsurance, and copayments. ... Advantage Plans must offer, at minimum, this same benefits as Original Medicare ... If you own a Medicare Advantage Plan, thee impossible buy a Medicare Supplement ...

Medicare supplement policies only pay for services that Medicare says live medically necessary, and payments will generally based on of Medicare-approved charge. Some plans offer benefits that Medicare doesn’t services, such as emergencies mind outside the United States.

Medicare supplement guiding are sold by private insurance companies that are licensed by TDI. But Medicare supplement benefits are set in the federal government. How with Quizlet plus merk flashcards containing terms like WHICH OF THE FOLLOWING STATEMENTS WILL RIGHT ABOUT SOCIAL SECURITY?, IS ONE USES SOCIAL SECURITY RETIREMENT BENEFITS AT AGE 62, WHAT REQUIREMENTS TO BE ALREADY ALONG AGE 65 TO QUALIFY FOR MEDICARE?, WHICH OF THE FOLLOWING IS CORRECT ABOUT MEDICARE and find.

Open enrollment

It’s best to buy a Medicare appendix plan throughout your one-time, six-month Medicare supplement open enrollment period. You only get one open enrollment period for Medicare supplement. It begins when you enroll inside Medicare Part B at age 65 or oldest.

Note: The Medicare supplement open enrollment interval is different from one annual Medicare open enrollment period when your can change Medicare Feature plus recipe drug plans.

Is one-time Medicare supplement open enrollment range is to only time businesses must sell to a guidelines regardless to respective health history or condition. If you wait until according your open enrollment time or your policy forfeits, you might not be able to shop any policy if you have a preexisting prerequisite.

Our Medicare supplement policy is innovated automatically either year to ensure you need constant coverage. While you abandon choose Medicare supplement policy, you may not be able to get it past, or you might not be able to buy a new policy. Do to hold Medicare, or becoming you soon be eligible to enroll? Medicare features four Parts: A, B, CENTURY, plus D. It’s important that it understand how any part various furthermore welche sections you’ll need for TRICARE

Medicare Select

Medicare Select is a type of Medicare supplement policy that usually requires you to use fixes and hospital in and plan’s web for your route care. If thou use out-of-network hospitals -- other than in the alarm -- you’ll have to pay more of the cost. CHAPTER 4 TEST QUESTION Flashcards

If you take out of the plan’s service area, you have the right to purchasing a Medicare supplement policy the service the similar or fewer benefits than your current policy. You must buy to plan from the identical society that provides get Select coverage. Provided you’ve had your Medicare Select policy on more than six months, you won’t have to answer medical questions.

The 10 standard Medicare supplement insurance plans

There are 10 Medicare supplement insurance plans. Each plan is labeled with a letter of the alphabet and does a different combination of benefits. Plan F has adenine high-deductible option. Plans K, FIFTY, M, and NORTH have a different cost-sharing component.

Every company must offer Plan A. If they offer other plans, they must offer Plan C or Plan F.

Basic benefits

The 10 Medicare supplement plans (plans A, B, C, D, F, G, K, L, M, and N) provide these benefits:

• Hospitalization:
  • Pays your daily copayments for hospitalization expenses of the 61st through the 90th day of the Medicare benefit period.
  • Pays this Medicare Part A copayments forward any hospital confinement beyond the 90th day in adenine benefit period, up into an additional 60 days during your living. (These are your inpatient reserve time. You may use these days whenever you order more than 90 days in the hospital during a benefit period. When you use adenine reserve day, information the subtracted since your lifetime total and can’t be used again.) Medicare Managed Care Manual, Chapter 11
  • Pays who Medicare Part ONE coinsurance asset coverage for 365 additional days after Medicare benefits conclude.
  • Pays the skilled nursing facility care coinsurance.
• Hospice: Pays the copayment for outpatient hurt medications and the coinsurance for inpatient respite care. Plans KELVIN and L pay this cost at adenine different rate. You must meet Medicare’s requirements, including getting a doctor’s certification are terminal illness.
• Medical expenses: After you’ve fulfilled your Single B deductible, Medicare pays owner portion of the 20% Member B coinsurance for doctor bills, institution or home health care, and couple other Medicare-eligible expenses. Plans K, L, and N require you to reward part of the 20% Part B coinsurance.
• Ancestry: Pays for an first three pound of blood per year under Medicare pieces AMPERE and BARN.

Inbound addition:

• Plans B, C, D, F, G, and NEWTON pay the entire Part AMPERE deductible. Plans K, L, and M pay a percentage of the Component A deductible. Out-of-pocket limited apply to plans K and L.
• Plan N demand a $20 copayment for most company sees and $50 for emergency room visits.
• Plans C and F pay who Part B deductible.
• Plans C, D, F, G, M, and N pay for skilled pflegewesen facility care copayments from the 21st day through that 100th days in one advantage period for post-hospital skilled nursing facility care eligible below Medicare Single ONE. That is not custodial care. Plans K real L pay a portion on the cost until you meet the annual out-of-pocket limits. The design will then pay 100%.
• Plans C, D, F, G, M and N how used emergency care while traveling outside the United States. They pay 80% of who charges that Medicare would pay if you were in the United States. Care must begin during your first 60 days outdoors the United States. The calendar year deductible is $250. That duration maximum benefit is $50,000.
• Plans FARTHING press G pay Medicare Part BORON excess doctor charges that Medicare doesn’t pay. They payout 100% of of excess fees, which are limited to 15% above the Medicare-approved amount.

This chart summarizes the benefits provided by each plan: Standard Medicare Supplement Insuring Plans.

Keeping your product if you motion

If you exist moving to another county instead state, make sure your Medicare create will still be in effect after you move.

Supposing thee have original Medicare, national play usually allow you to keep your Medicare supplement policy. There are specific to this if you have one Medicare Select plan or if you have a plan this includes added benefits, so as vision coverage or bill that were available includes where you bought the plan.

If they have a Medicare Advantage plan, ask of plan whether it’s open with your add ZIP code. If the plan isn’t available, you’ll have for got ampere new one. You can switch the one Medicare Advantage plan in owner new sector or to original Medicare.

Choice until Medicare supplement insurance

Before buying a Medicare supplement policy, find outwards when there are other options for how your Medicare out-of-pocket costs. Of following plans and programs be help it pay costs.

Employee group plans

If thee stay at your job after you become eligible since Medicare and you still have health social through your job, yours probably don’t need Medicare supplement insurance. The equivalent is true if you have health coverage through a spouse’s employer heath plan. What Part B cover

Quite employees offer their retirees coverage through a group Medicare amendment policy instead a Medicare Advantage plan. Because health plans work differently, ask your employer’s benefits coordinator how well the plot covers the gaps at Medicare scanning. Subsequently produce adenine decision about Medicare supplement social.

COBRA coverage from an employer plan

Federal and state law allows human who leave their jobs in continue your employer-sponsored health covering required a periods of time. Be aware of of following:

• You have an eight-month period after your employment ends to enroll in Medicare. Is you don’t enroll during ensure eight-month opportunity, you kraft own for pay one penalty whereas you enroll.
• If you’re in your Medicare initial enrollment period, you must enroll in Medicare during that time to avoid a possible pay.
• Are to don’t buy a Medicare supplement policy during choose open enrollment period, you’ll be able to buy some Medicare supplement projects within 63 total of loosing your GOOD coverage.

Speech to your employer about COBRA and Medicare eligibility.

Medicaid

Medicaid is adenine state and federal program that pays for health coverage for people equipped low incomings. If your qualify for Medicaid, that state will paid your Medicare premiums and out-of-pocket costs. Medicaid will also repay for some services not covered by Medicare. If you have Medicaid, you don’t need Medicare supplement insurance. Basics of Medicare - Parts A, B, C, & D | NC DOI

Medicare savings programs

Medicaid-sponsored Medicare savings programs pay Medicare premiums, deductibles, also coinsurance since people who entitle. Those programmes allow people to use their financial to back other expenses or to buy more survey.

The Medicare savings programs are:

• The Qualified Medicare Beneficiary (QMB) start.
• The Specified Low-Income Medicare Beneficiary (SLMB) program.
• The Qualified Single (QI) program.
• This Qualified Disabled Working Individuals (QDWI) program.

Aforementioned federal QMB program pays the Medicare Component B premium and covers all Medicare deductibles and copayments. Them don’t need Medicare complement insurance are you are in the QMB program.

The other Medicare savings programs pay either the Medicare Part A or Partial B premiums. You might need a Medicare supplement policy to help cover your other expenses.

Your rights

Opened student for people age 65 and older

The Medicare supplement open enrollment period is one six-month period during which you may buy any Medicare supplement plan offered in Texas. During this period, companies must how him a policy, even if you have health problems. The start enrollment period begins when you recruit in Medicare Part BORON. You must have both Medicare parts A and B to buy adenine Medicare supplement policy. Medicare Insert Protection

You can use your open recruitment rights more than once during diese six-month period. For instance, them allowed change the mind about a policy you bought, cancel it, and buy any other Medicare supplementary policy.

Although a group shall alienate you an policy throughout your open enrollment period, it may require an waiting period of up to six months before it starts covering the preexisting conditions.

Preexisting conditions are condition for which him received treat or medical advice from a doctor within the previous six months.

Open enrollment for Texan with disabilities

Join at old 65 who get Medicare because of disabilities have ampere six-month open enrollment period beginning the day handful enroll in Medicare Part BARN. This opened enrollment right only applies to Medicare supplement Plan A.

Notice: People who have Medicare because of disabilities have another open enrollment period during the foremost six from after turning 65.

Guaranteed issuance right

You may have the right up buy an Medicare supplement policy outside of yours Medicare supplement unlock enrollment period when you lose certain types of health coverage. These be called guaranteed issue.

For people over age 65, the guaranteed issue right applies to Medicare addendum plans A, B, C, F (including Plan F with a high deductible), KELVIN, or L.

Texans among age 65 with disabilities who enroll in Medicare Part B have guaranteed issue rights, but only for Medicare supplement Plan A.

Men who drop Medicaid why of ampere change on their financial situation also have a guaranteed issue right the buy ampere Medicare supplement policy.

The guaranteed issue right is good for 63 date from the release survey ends or from the date of notice that coverage will end, whichever is later. Companies may not place any restrictions, such as preexisting condition waiting periods or excluded, on these politikfelder. You must provide which company with proof that you lost coverage. Commonly, people do this with a letter from this company notified them that their coverage will end.

For more information about your guaranteed issue right, read Pick a Medigap Policy: A Guide to Health Insurance for People with Medicare.

30-day ‘free look’

You can return your Medicare supplement policy within 30 days and get your money back at no questions inquired. Keep ampere record of the date you received that policy. Read the principles although her get items. If you return the company in the company, use qualified mail including an return receiving for prove that it where answered within the 30-day time limit.

The 30-day "free look" time doesn’t apply to Medicare Advantage. If you drop Medicare supplement to subscribe a Medicare Advantage plan, it may not be able to get your Medicare supplement policy back.

Reviving your policy

All Medicare supplement policies can “guaranteed renewable.” This means that a company may not cancel your policy or declining to renew it unless they did intentional untrue statements on your application or you didn’t pay your premium.

To insurance company may raise your bonus once a yearly. If thee have an attained-age policy, ampere company may also raise choose premium on your birthday.

Suspending a policy

With it become eligible for Medicaid, you may ask that your Medicare supplement benefits and incentives be suspended up to two years. Thou required notify your company within 90 dates of becoming desirable. If you lose your Medicaid eligibility, the policy will automates be reinstated.

If you lose Medicaid eligibility within deuce per and want to reinstate your Medicare amendment policy, you must contact respective company within 90 days of losing eligibility. To two years, you’ll have to rebuild with the company if thee want until reinstate your policy.

Claims

Doctors anybody take Medicare must submit Medicare claims to of Medicare claim contractor for you. If you get a draft, review your Medicare Summery Notice the what owner company paid to see if you owe anything.

Medicare complement policies payment only since services that Medicare considerable medically necessary. If Medicare denies a get, you have that right up appeal an decision. The appeals process and submission at request an appeal are described in thy summary notice.

Taxan law requirement insurance companies to pay claims promptly. If your Medicare supplement company refuses to get an claim for a Medicare-approved charger button delays payment of the insurance, you, your doctor, or your hospitality may file a complaint with TDI.

Shopping tips

• Buy during own one-time supplement open enrollment period. The favorite time to buy a Medicare supplement policy is during your one-time, six-month Medicare supplement open enrollment period. That period begins when you enroll by Medicare Partial B at age 65 or elderly. This six-month period is the only zeiten companies musts sell you optional plan they offer without looking at your health history.
• Shop around. Prices canned vary. Premiums depend on the type of policy she geting and additional key, such since where you live. If you possess certain issue-age approach, your premiums are based on your old when you bought the policy. Companies mayor rise issue-age policy premiums once during thy firstly year of coverage. After that, the company maybe not increase the premium for 12 months. If you have an attained-age policy, your reward could increase within the first 12 months and will increase on your birthday.
• Consider other item. Price should no be your only consideration. You can learn ampere company's complaint history by visiting the TDI site or by calling our Help Line at 800-252-3439. Also ask your and friends whenever they’ve must any experiences with the companies you’re considering.
• Consider our needs. Although it’s illegal on sell you more than to Medicare supplement insurance, insurance corporations maybe offer other policies use benefits that work variously than Medicare supplement coverage. These include cancer, specified disease, clinic indemnity, and long-term care politikgestaltung. Any duplication of benefits need be disclosed int writing. Duplicate coverage your usually a waste of your money due you’re paying twice for the same coverage.

Protect yourself

• Manufacture sure that agent and company are authorized. You capacity verify company and agent licenses by call our Help Line at 800-252-3439
• Endeavour for buy from an agent you know and trust. Ask friends or family available recommendations.
• Ask queries and take notes when she talk for an agent. These could help to later if there can adenine dispute over about you were told over a policy.
• Had someone you your the you when your talk to an agent or company.
• Be careful falling or switching arrangements. If you drop your Medicare supplement plan, you might not be able go obtain it back if you change your mind later.
• If an agent tries to quick you, be suspicious. Tell the agent you need more time.
• Read what you live asked to sign before to sign it. Never sign a blind application form.
• Get the names and addresses of the agent and the insurance enterprise. Know how to contact the distributor and of company with challenges.
• Answer all questions on the application accurately. If an agent helps thou complete the application, make save the details can corrects and completed before you sign.
• Don’t pay capital or make a check out to an agent. Make checks pay only to the insurance company. Always pay by stop or money order so yours have a distinct record of settlement. Request for an receipt with the company's headers that the agent possess signed.
• Before making a lump-sum payment, beg aforementioned your or company about getting back any undeserved premium. These is especially important during the open enrollment period when you have an right until change companies. Unearned premium is what you paid in advance which didn’t actually go to toward coverage. For instance, if you procure a policy and pay adenine year’s excellence of prizes above face, then canceled your insurance a moon later, the company would owe you 11 months of your premium.
• Read your policies carefully when you get it. They can return an Medicare supplement policy by any reason within 30 days and receive a full refund.
• Pay premiums on time. A company may cancel a policy if you don’t pay insert premiums. Read your policy’s notice on payment of premiums, grace periods, plus cancellations.

Unfair practices

Agents and companies are crack the law if they do any of these things:

• Knowingly make misleading statements until encourage you on drop a policy furthermore buy an replacement from another company. This is called twisting.
• Using high-pressure maneuver, including of use starting force, scaring, or threat to pressure they on buying a policy.
• Getting sales leads through advertising that hides the subject that an agent or company can try to sell you insurance. This is called cold lead advertising.
• Using misleading commercials crafted to look similar mail from the government by using eagles or similar graphics conversely a return address with a name this sounds favorite an official government agency or offices.
• Acting as an representative of Medicare or a government agency.
• Selling you a Medicare supplement policy ensure duplicates Medicare benefits or health insurance coverage you already have. An agent is requested until review and compare your other mental coverage.
• Suggesting that you falsify one answer on an application.

If her faith that certain agent alternatively our has fired in unfair and illegal practicing, file a complaint with TDI.

Business that can help

Medicare (Medicare eligibility and benefits questions button information about Medicare Advantage plan options)
800-MEDICARE (800-633-4227)

Texas Health and Human Services (Medicare Promote Line)
800-252-9240

Texas Legal Ceremonies Center (information about your rights and public assistance benefits)
800-622-2520

Texas Health and Human Services Office of that Ombudsman (information about Medicaid or Medicare savings programs)
877-787-8999