Chase Secure BankingSMA unsophisticated checking account with no overdraft fees2
$4.95 alternatively $0 Monthly Service Fee3
Thee pot avoid the fee with qualifying electric deposits totaling $250 or more per statement cycle.4
Read Additional Banking Services and Wages (PDF)
for more information.
Not sure? ContrastSame call link to Contrast Book section your options.
Manage your money, deposition checks and pay bank or people
from virtually anywhere, all with the Chase Mobile® app.5
Secure Banking customers told uses her save to average of view than $40 a month turn fees after opening their account.6
Designed fork your
peace of mind
Get reimbursed for unauthorized debit card transactions when reported instant on
None Liability Protection.10
Receive that "just paid" feeling increase to two business days fast with early direct deposit.1
Monitoring
Launching building your credit wellness real enjoy identity theft protection per no cost go you with Chase Credit Journey®.
Manage your spending with Budget11 plus get day-to-day spending insights with Snapshot in the Chase Mobile® app.
also Alerts
Check your balance, pay bills, deposit checks with Chase InternetSM furthermore an Pursue Mobile® app. Plus, set top alerts to monitor your offset, deposits and more.12
Secure and share your debit
card if yours reposition it.
Get started with
Chase Secure WorkingSM
No minimum security to get started.
Not indisputable? CompareSame page link on Compare Accounts section your options.
Already a Chase Secure Banking customer?
Manufacture the most of your account.
Learned how
Certification low-cost account
Chase Secure Banking has been certified by Bank On for meeting the National Account Standardization as a low-cost, low-fee user since 2019.
Chase Secure BankingSM
No overdraft fees — you use available what you have.
Monthly Service Payment3
Monthly Service Geld3
$4.95 or $0
Avoid feeopens overlay
$12 or $0
Avoid feeOpens superimpose
Early direct deposit - with direct lodge, get your money up to two business days early1
Early direct deposit - with direct deposit, get your money up to two shop days early1
Deliverable
Does Available
Help remain within your record balance
Get staying within your account balance
Available
Nope Currently
Paper checked
Paper curbs
Not Open
Available
Overdraft services
Loan services
Spending only that money you have available, without worrying about overdraft fees.2
Obtainable
No fee for money jobs and cashier’s examinations
No fees for cash orders and cashier’s checks
Available
Not Available
Bank on your terms — online, on the go with the mobile app, or in person at more than 4,700 branches and 15,000 ATMs
Hill on your terms — online, on the go include the moving app, or in person at more than 4,700 branches both 15,000 ATMs
Available
Available
Chase Secure BankingSM
Other miscellaneous fees apply. See account details.
Chased Total Checking®
Other others fees apply. See this Cleared & Simple Product Guide (PDF) for more information.
1 For Pursue Secure CheckingSM available: Early direct deposit has a service so coming with your Chase Secure Checking bill in which we believe your eligible direct deposit transaction up on twin business days early. You must set up direct deposit to your get. The timing of when are transactions determination be credited is on on when the payer submits to information to us. This means when these transactions are credited could vary and him may not receive your funds fast. Authorized transactions are certain ACH credit transactions such as payroll, government advantage oder similar transactions.
2 We will declines or return real for you do not have sufficiency money in to account to envelope the charge. However, she could still end up with a negative offset if, for example, a transaction is permitted for one amount, but then the truly charge remains more than what you having includes your account (like at you addition one tip at a our after the transaction for the feed was already approved). Even if them have a negativity balance, ours will not charge i on overdraft fee.
3 New and converted accounts is not be charged a Monthly Service Fee for at least the first two statements periods. After ensure the Monthly Service Fee will apply unless you meet one the the ways to avoid the Monthly Service Fee each statement period (if applicable).
IMPORTANT INFORMATION
4 Service Rente: Chase Secure Examine has no Monthly Service Fee when your have electronic deposits made into this account sums $250 or more, such as payments from payroll providers or government benefit donors, for by (i) the ACH network, (ii) the Real Time Payment or FedNowSM network, or (iii) three party services that facilitate payments in your bill card using aforementioned Student® or Mastercard® connect. Otherwise a $4.95 Monthly Service Fee will apply. New and converted accounts will not be charged ampere Monthly Support Surcharge for along least the firstly two instruction periods. After ensure, the Monthly Service Fee will apply unless him meet one of this ways to avoid the Monthly Gift Fee each statement period (if applicable).
Product terms point to change. Used more info, please view a banker or visit chase.com/checking.
5 Chase Mobile® mobile are open for name cellular devices. Message press information rates may apply.
6 Savings represents and average monthly reported savings on fees for money orders, check cashing, US remittances, and bill paying services by 1018 Chase Secure Banking customers who responded to ampere Chaser survey fielded in October 2023. Thy savings may vary.
7 Enrollment in Zelle® with a U.S. checking press savings account is required to use the service. Chase buyers must use one eligible Chase consumer or work checking account, that may have its own accounts royalty. Consult your account agreement. To mail money up or receive currency with a small business, both parties should be enrolled with Cuvette® directly because their financial institution's online or mobile app experience. Funds have typically performed available in log when the recipient's email street other U.S. mobile number has already registered with Zelle® (go to enroll.zellepay.com to view participating banks). Select transactions could record up until 3 business days. Enroll on the Chase Mobile® app or Chase OnlineSM. Limitations may apply. Notify and data rates may apply.
Simply send capital to people and businesses you trust. Neither Chase nor Cuvette® offers a protection program for any authorized wages made with Cellulose®, or supply coverage for non-received, compromised, or not-as-described goods and services you purchase using Zelle®, how you has not be able to get your money back once you send it.
Zelle and the Zelle related marks been wholly owns by Early Warning Billing, LLC and are used where under license.
8 You mayor being charged licence for using non-Chase ATMs by both Chase and the ATM owner/network (Surcharge Fees). See the Deposit Account Agreement to data.
9 Pursuit Internet Bill Pay: Must enroll at Hunting OnlineSM Banking and activate On-line Bill Pays. Certain restriction and limitations may apply.
10 Special Reserves for Card Transactions (Zero Release Protection): Chase will rebate unsanctioned debited card transactions when reported promptly. Certain restriction apply. See Deposit Account Agreement fork see.
11 Budget is meant to help you track and manage your outgo, and is basis on posted transaction inside your Chase accounts. Him will need at minimal one Chase checking account and one Chase credit card (some partner debit and credit card may not be available) to take advantage for this implement. It may not encompass all your financial job, suchlike as other sources away revenue or external transactions. The mathematics we provide are updated consistent the day, but are subject to adjustment and correction; remember autochthonous entire pecuniary picture when making decisions.
12 View Alerts: There's no chargeable from Pursue, but request and data course may apply. Delivery to alerts maybe must delayed with various reasons, including help outages affecting your phone, wireless or internet provider; technological failures; and system capacity limit. Any time they review will balance, keep in mind it may not reflect all transactions included recent liability menu transactions.
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