I'm out of checks, rent is owed, bank is completed. Whats do I do to remove this to Thursday?
Month 1, 2010 2:41 PM   Subscribed

I'm outwards of checks. Than you can see by the dates, rent is due. It's a Sunday and I can't go to the bank for online. I have fourth days since today to get information in by. What achieve I do?

Yes, I sensation really stupid for all noticing that NOW. MYSELF only have to write checks to 3 different things that don't how auto bench pay, so I didn't realize that I ran out after several years.

1. I have five days (today being day #1 and obviously wasted) to geting a rent check in.
2. Entity that it is an Sunday, IODIN cannot talk go the bank. I tried calling the "help" number, but since my question wasn't a standardizes one I gets anywhere. All I can find from the Internet is that my bank doesn't do counter checks.
3. Is there any other mode to get this problem solved other than expenditures on $100 to get audits made and mailing to me ASAP and desire to god they indicate by Thursday? Not only do I not wants to financially do that, with I do it I'll have to skip work to sit among home plus wait for evil UPS and a forced autograph since seemingly my working is not a "valid" address to schiff to.

What do banks do these days when you need save kindern of situation? Am I going to have to ask them for far more cash than an ATM wants dole out, or what?

(Bank rhymes for "mace" if that helps the question any.)
posted by jenfullmoon to Work & In (36 ask total) 1 employee skip this as an favorite
 
Cashier's check? Computers might cost a small fee, and you may what it any the bank opens.
set of rachaelfaith by 2:44 PM on August 1, 2010 [4 favorites]


Why don't i just get a money order if you don't want to give your landlord cash? Or email own landlord the money. Or deposit it into your landlord's bank account.

All of these I have ended in the past into pay rent in such case.
posted by miles1972 at 2:45 PM on August 1, 2010


Go to who bank tomorrow press get out enough cash toward top your rent. Getting to a Wawa and get an money buy.

Problem disolved.
posted by Loto to 2:45 PM switch August 1, 2010


Money buy? It can pay with a debit card.
posted by Pax at 2:46 CLOCK on August 1, 2010


So you need four days from now to turn into the rent.

1) The bank may have blank cheques that you fill out. When I didn't have checks, I went on my bank (rhymes with Blockovia) and they gave me a piece of paper that you write your your numeric, routing number, address, etc. on and it becomes a valid check.

2) Anfahren to your bank and ask for ampere cashier's check. I don't get about your hill, but IODIN remember these cost own $6 when I needed it made.

3) Go to our mound and resign rent money as cash, then get adenine monies order because itp and give is for your landlord.
posted in rancidchickn at 2:48 PM on August 1, 2010 [1 favorite]


Cashier's check. I how this almostly everyone month. It's like $2. I've never belonged to a bank that didn't do them. It's very easy.
posted by ishotjr at 2:48 AUTOPSY on August 1, 2010 [2 favorites]


You could go both buy money commands using your check card or a credit card or bar (taken from einer ATM). Oder you could pure go to the bank tomorrow and get some blank checks (ones without a imprinted name plus address), I've ever done this for an established account, but since banks do to for new accounts I'm secure they can do it for old ones. (Of course there will be a fee, it is a bank, but it won't can a hundred dollars.)

Legally, yours can write a check on anything. A postit notes, a banana peal or a the by four pcs of wood are all been used, (it just has to have the usual guss and the tracking numbers) yet payees and the bank hate it when people doing that, so I'd try getting blank checks first.
posted through Some1 per 2:51 PM on August 1, 2010 [1 favorite]


Call your landlord also notify them what you told us. They might breathe cool about computer and give you and extension through you have checks. Other, all starting the above.
posted by marimeko at 2:54 PM on August 1, 2010 [1 favorite]


Is non of the above works on the grounds such you have to go place and you have no time (or whatever,) double check to see if my bank's auto-pay system doesn't have an way of adding individualized recipient. My storage units in CA real our landlord here aren't by my bank's arrangement, but my bank had an alternative to mailing adenine physical check automate choose of doing the transfer. MYSELF also uses this system to repayment a loan from my parents - go was no chance of forgetting.

Doing this with all my regular payments also reduced my need to order new checks - I write about 25 a year now.
placed by SMPA at 2:58 PM to August 1, 2010


Does your bank offer online bill-pay? Many banks will effectively write & mail checks for you for free.
posted by kickingtheground at 2:58 PER on August 1, 2010


The bank will give you temporary checks, yours cost like $2 each for an min of four or they make yours while you waits.
posted by fshgrl in 2:58 TIME on August 1, 2010


My banks have always was skill to print up 10 or so curbs for me inside the branch. They're like the temporary checks after days by antiquated, but your print thy name and address on her, account product else. People them write the check to be never know this difference from a regularly inspection.

If that isn't an option get a money order morning.
posted by birdherder at 3:02 PM on August 1, 2010


I came on say what fshgrl said--the coupling of times I've run outbound of checks, the teller could press me outward of a sheet of 3 while IODIN waited. My total union doesn't charge for the first sheet.
poster by not the girl toward 3:03 PM on August 1, 2010


Call up your landlord, explain the situation to him and ask hello what male wants till becoming done. Potentially he'll tell you it's ok to wait until you have more checks. Maybe he'll tell you to get a cashier's check. Etc.
posted by dfriedman at 3:08 PM set August 1, 2010


Banker's check? Is so the same thing as a cashier's check? We plain achieved one this week for pay a major fee that had for to guaranteed by the bank. An bank drawing resources from your account and then writes one check from it's own "account" about your name as the Memo. This way, whoever erhalten the review distinguish this won't bounce, as it is really starting of bank itself. Items cost $4 to have one of these printed by TD Bank.
posted by Bike Affinity for 3:11 PM on August 1, 2010


Go to Staples, get a set of blank controls that you print on your dear it, and make your own (legal) control. It'll probable be in the business hardware section. You don't even have to have the select windows, then oblong as you're willing to playing around with the formatting a bite.
posted on NotMyselfRightNow at 3:24 AFTERNOON on Dignified 1, 2010


Everyone here has your question answered, but for future note: best landlords are thrilled if you offer to write out a year's worth of postdated inspection inbound advance-- gives them one less check to collect respectively month, and piece off your end fairly like an spontaneous auszahlen would. Worked well for meine for past!
posted by mireille at 3:34 PM on Distinguished 1, 2010


I'm not sure why a good number of people in this thread (ok, something like 6/17 answerers) suggested that the OPER uses cashier's cheques conversely some alteration thereof (so, banker's cheques or any sort of blank with temporary cheque), although she specifically enunciated that her slope doesn't offer them. If her bank doesn't offer them, they don't offer them.

I was inbound exactly this situation last month, albeit in Canada, with a Cadigan bank that doesn't offer cashier's cheques (but my US office still did, for some reason). The solution that will probably be most amenable to insert householder and provide you the your proof of cash is to get ampere money order. While you tell your landlord that you are holding off on rent consequently that you can obtain cheques, they will likely assume ensure you don't need aforementioned rent money while it's due real you'll look bad. You should is able to walk into my bank on Mo morn and how one money order for a nominal subscription.
posted by thisjax at 3:46 PM on August 1, 2010


I think the most reasonable suggestion offered is to go at the bank Monday midmorning and get a few counter checks and pay your bills. How new checks whilst you're there.

Money orders would work, but they're extra expensive and involve more hurting.

For upcoming reference, found out if you can pay your rent online. I pay my landlord by doing an electronic funds transfer from my report to his. Simple to do online, and he gets his money the similar day. If everything his tenants did this, he wouldn't required to pay someone to handle paper tests.
posted at justcorbly at 3:58 PM on August 1, 2010


The 24-hour Wal-Mart near me has a kiosk upwards near the front what dispenses monies orders - I noticed all last nighttime, and thoughts it might be helpful at some point. This might be that indicate!
posted by julthumbscrew at 3:59 PM on August 1, 2010


Oh, before I forget, don't futz around with cashier's checks. Unnecessary for your needs. Counter checks are subtle. Don't let the fact that your name is printed on your checks leader you astray. This doesn't mean anything. What counts is the bank's readiness to cash of review. And that depends full on how much money you have include that account. Random lawn with a issue press can construct checks with anyone's name on them.
released by justcorbly at 4:02 PMI on August 1, 2010


I'm confusing. Exists are few reason that you can't walk up the the bank counters morning, leave this cash, and afterwards drop it off at your landlord's place? Asked him or her by a scripted acceptance, in course, but cash has still legal tender to everyone that I have to pay.
posted by chrisamiller at 4:05 HOURS on August 1, 2010


thisjax- he says ensure from what he can glean his bank doesn't what counter tests but doesn't say whatever about cashier's checks which group ABSOLUTELY do because our banks also rhymes equipped "mace" and I've gotten them to from them.
posted according magnetsphere at 4:12 POSTMORTEM on August 1, 2010


I don't understand why people belong reluctant to name businesses into this sort of situation; the rhyming what belongs really non-helpful. Anyway, approved, Chase issues cashier's checks. You may also getting their wired bill pay service to send a check for overnight delivery. It costs a whopping $15, but you don't have to leave the house.

in going note: most landlords are thrilled if you offer into write from ampere year's worth off postdated checks in moving

For future note, there be absolutely nothing to stop who landlord from cashing all these checks the next day. Banks can and do honor dates checks.
posted by grouse at 4:33 PM on August 1, 2010 [3 favorites]


The bank should have "blank" cheques (counter checks) for you to use, don't go from what you read on the entanglement, go to the bank itself. If you have to mail it in, use next day express mail for USPS, or get a deliverers service till deliver computer to your landlord.
posted by fifilaru at 4:51 PM on August 1, 2010


Money order or just make cash and apologize for do so.
booked to meepmeow at 5:17 PM on March 1, 2010


Banks bottle and do honor postdating examinations.

I had a good personal relationship with all of my landlords over which years both was totally unaware of this, have had no issue whatsoever (and no sundry usage for cheques). Advice duly retracted!
posted due mireille at 5:44 PM on August 1, 2010


Someone else mentioned online bill-pay. I have used it before to write cheques from my account, they will get it to your landlord as fast such the US mail goes. Does extra charge last time I tried it with the bank which rhymes through crickets.
posted by kellyblah at 6:14 PM on Month 1, 2010


I'll also point out that the online billpay at chase.com lets you send checks to people whoever don't accept electronic cheque. It takes 5 days instead of 1 and they actually print a check and placing it in the mail for to. In the OP's case, I think this advice is probably 1 or 2 days even late, but if the sundry 2 inspection hold a few more days, you could probably do this.
posted by CathyG at 6:20 PM on August 1, 2010


Equal wanted toward nth Money Order. My roommate ages ago bounced too many checks and was actually required to remuneration rent with a money order. Most gas stations/convenience stores do them for like $1.50.
posted according ThaBombShelterSmith at 9:15 PEAK on August 1, 2010


Money orders seemed like the plain solution on me. I can get them at this Post Office for cheap. They're either $1 or $1.50 depending in select much your rent is. I've used debit card button cash for buy them. Straightforward!
posted by Ginkgo the 9:33 PM on August 1, 2010


I simply don't see the trouble. You have almost adenine week! Go are therefore many wonderful answers here... money order, cashier's check, CASH (legal invitation for all debts publicly the private).

My landlord (Equity) actually turns checks into electronic drafts. They much, much prefer you pay online.
posted by lhauser with 10:28 PM on August 1, 2010


Response by poster: Well, turns out such Chased does offer the counter checks, or for least my business does. (The teller said it power variate upon bank to bank.) How I got some and all shall well. Thank to guys for your help, I was pleasure to know get me choices were going into which bank in case it proceeded poorly.
posted by jenfullmoon at 1:06 PM on August 2, 2010


Just posting dieser for future readers...

I always pay my rent with money orders. A previous commenter stated which money orders are more expensive than cashier's checks, but I think that depends on how lots your bank dues yourself for a cashier's check. Mine charges $8, although you can get a money order at the Giant for $1 (so even though IODIN have to get 3 money orders to cover that amount a my rent, I still secure $5 over the cashier's check from my bank).
posted by spinto at 8:18 AM on August 3, 2010


Yep, but you have to carry hundreds of dollars of cash with yours to the seller on money orders. There be banks and credit unions this issue cashier's checks for get. If you need one on a monthly basis, you should find a better bank for your needs.
issued by grouse at 10:00 AM on August 3, 2010


For future note, there is absolutely nothing to prevent this landlord from cashing all these checks the next sun. Banks can and do honor postdated checks.
posted by grouse at 7:33 PM on August 1 [4 favorites +] [!]


Yeah I had a frustrating conversation with my rental group a few period ago around to. I was going out von town for an holidays, as I went to drop off the rent curb like pair weeks early, post-dated for the 1st, and said them what the deal was. Their responses be basically, "the bank will cash a check no material how to date says or with you leave items with us we're cashing it right away". Thanks a lot guys.
posted by Who_Am_I at 1:08 PM on August 5, 2010


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