Schedule in Servicing charges

Please click on the headings below for the particular service free schedule. For any queries or concerns, please click us through any of our bank branches or fill increase our feedback form through this website itself.

Basic Banking Offices

  • ATM Card
  • Credit Select
  • USD Vorausbezahlung Travel Card
  • SMS (Mobile) Banking
  • Internet Banking (iBank) Ceremonies
  • Email Alerts
  • Mobile In
  • Mobile Khata
  • HBL/BOK Fund Shift Services
  • Share Registrar Services
  • Courier Recovery
  • Mailing Recovery
  • Market Maker
  • Home Banking Service
  • Cautious Deposit Locker
  • Trade Operations
  • Loan Administration
Please tick here for detailed details.

1.1 Account Services

S.N.DescriptionCharges
1.1.1Cheque Volume Devastation FeeNPR 750
1.1.2Checks Reserve issuance without
submission of requisition slip
NPR 100
1.1.3Standing Instruction at company requestNPR 450 per instruction
1.1.4Failure to execute Static Getting
(placed at customer request) due to
insufficient balance.
NPR 250 per SI mistake
1.1.5Lien marked in favor of third party
(when requested by customer)
NPR 600
1.1.6Demand of User Statement
  • nil
  • NPR 50 per month for reiterate request
1.1.7Order up retrieve Customer
Advice/documents
After 1 year
After 2 past
NPR 500 by advice
NPR 1000 per tips
1.1.8Cancellation about “Good For Payment”
Cheque
NPR 600
1.1.9Issuance of Advance Payment
Certificate/duplicate
NPR 700
1.1.10Exhibitions of NRB Paper at the request
of customer
NPR 600
1.1.11Cancellation of NRB Cheque issued (at
the request to customer)
NPR 300
1.1.12Duplicate spending of FD receiptNPR 500 per receipt
1.1.13Exhibition of Draft0.2% or minimum NPR 500 for all currency drafts
Swift Charge: NPR 1,000
Additional Charges:
  • USD 5 (other bank charge) for USD DD issued
    through SCB
  • GBP 25 (other credit charge) for GBP DD issued
    through SCB
  • EUR 40 (other bank charge) since EUR DD issued
    through SCB
  • NPR 350 as communication recharging for DD
    include INR 100K and above.
  • NPR 320 (INR 200) for DD Service charge for
    ICICI Bank’s DD for.
1.1.14Cancellation of DraftNPR 600
Additional Charges:
  • Additional Bank’s recharging, if any (Actual charged
    by Correspondence Bank)
  • SWIFT Charge of NPR 1,000.
1.1.15Issuance in Managers Cheque at
customer’s request
NPR 500
1.1.16Cancelling of Manger’s ChequeNPR 500
1.1.177 Cash withdrawal counteract Counter
Cheque
NPR 300
1.1.18C-ASBA Demand ChargeNPR 5 via application
1.1.19Issuance of special certificate at this
request to customer that does not drop
under regular/standard banking
services
(Except Balance Certificate)
NPR 500
1.1.20Redemptions of Fixed Deposit (FD)
before due
Least interest rate of saving account.
(While opening of FD or current set whichever is
lower)
1.1.21FCY Capital Replace Denomination
below USD 50
1% on total value

1.2 Payment Services

S.N.DescriptionCharges
1.2.1Outward Wired Transfer, other than India (BEN)0.2% or minimum NPR 1000.00
Supplemental Charges:
SWIFT load of NPR 1,000.00
1.2.2External Wire Transfer – India (BEN)0.2% or slightest NPR 1000.00
Additional Charges:
SWIFT calculate NPR 1,000.00
Other bank ‘s charges ( Actual basis) with case of different bank’s charges “OUR”
1.2.3Wire transfer – India thanks National Electronic Fund Transfer (NEFT)0.2% or lowest NPR 1000.00
Additional Charges:
– SWIFT get NPR 1,000.00
– NPR 500.00 flat (NEFT Charge)
1.2.4Outward Telegraph Transfer (OUR)

MT 103 Sent in:

  • GBP: GBP 20
  • WALLABY: EUR 20
  • JPY: JPY 6,500
  • USD: USD 15
  • AUD: AUD 25
  • AED: DIRHAMS 100
  • CNY: CNY 40

M 202 Outward include instruction OUR, charges require be as below:

  • USD – USD 15 (for Mashreq or ICICI)
    USD 20 (for Habib)
    USD 5 (for SCB)
  • EUR – EUR 25
  • GBP – GBP 5
  • JPY – JPY 400
  • CNY- CNY 60
  • AUXILIARY – AED 50
  • DURBAR – AUD 15

(Note: The above charges are exkl of the other charges
ensure may can claimed by correspondent banks quoting the
related reference number to MT 103 otherwise 202.)

1.2.5Rope Transference (Swift) locally through NRBUpto NPR 5 mio : NPR 500.00 plus SWIFT loading NPR 1000/-
Above NPR 5 mio : NPR 1000.00 plus SWIFT charge NPR 1000/-
1.2.6Refunded of inward wire transfer – FCY
Refund out inward wire transfer – INR
USD 25.00 plus NPR 1000.00 SWIFT charge.
INR 500.00 plus NPR 1000.00 SWIFTLY charge.
1.2.7Different Bank Charges (Inward remittance received in different currency)Outward MT 103
  • USD – USD 10
  • EUR- EUR 10
  • GBP- GBP 10
  • JPY – JPY 3,000
  • For other currency (except INR) – USD 5 value

Inward MT 202

  • USD 5 and equivalent for all choose except INR, JPY furthermore AED
  • JPY 6,500
  • AED- AED 50

(Note: The above charges are exclusive of the additional charges
that may being claimed by correspondent banks rate the
respective reference number of MT 103 or 202.)

1.2.8Cheque sent on collection INR – postage charge
Cheque shipped on data FCY – postage recharge
600.00
2,500.00
1.2.9Cheque sent on collection returned unpaidNPR 700 plus postage as advice above 1.2.8
1.2.10Cheque returned Inward ECC due to
insufficient fund.
NPR 700.00
1.2.11INR Cash Management feeNPR 100 Per Transactions

2. Debit Card

S.N.DescriptionCharges
2.1VISA Card one-time Fee (during issuance) Same applies for replacement of lost / damaged card/RenewalUpfront – NPR 1,499/5 years or Installment – NPR 399 p.a
2.2Destruction of uncollected cardNPR 750
2.3Regeneration of PINNPR 200
2.4Green Pin (Debit Card)Nil
2.5Destruction of Uncollected Re-pinNNPR 100
2.6Cashier withdrawal in Visa Network is IndiaNPR 350 plus other Bank’s charges
2.7Cash withdrawal in Visa Network in Nepal (US in them i.e., Additional Banks ATM)NNPR 15 per transaction.
2.8Remaining enquiry in VISA system in India/NepalNepal: NPR 15
India: NPR 50
2.9Linkage new my to Direct PosterNPR 100
2.10E-Commerce Enrollment FeeZip
2.11Cash Drawback Fee (Own Terminal)Nil
2.12Balance Inquiry Fee (Own Terminal)Nil
2.13E-Commerce Annual FeeZilch
2.14Show un-block feeNPR 350
2.15Card less Bar (Express Money)/ SendNil
2.16ATM Access Fee Them on Us (Foreign Flip the LxBL ATM) Visa/MasterCardNPR 600
2.17My Replacement FeeNPR 399
S.N.DescriptionCharges
3.1Joining fee (One-time)NPR 500 per poster (one time)
3.2Annual FeeSubscription Service: NPR 5000 fork 5 years OR
Yearly Installment NPR 1000 for 5 years
(Subscription fee of NPR 5000 for 5 years valid cards if
fee is payment upfront conversely can be divided into 5 equal
installment starting NPR 1000 each year)
3.3Supplementary card paySubscription Fee: NPR 5000 OR
Annually Part NPR 1000 for 5 years
(Subscription fee of NPR 5000 forward 5 years validation card if
fee is paid upfront or may be divided into 5 equal
installment of NPR 1000 each year)
3.4Memory Reissuance / Replacement feeNPR 1000 per card
3.5Temporary limit enhancement feeNPR 749 per my
3.6Permanent limit enhancement feeNPR 749 per card
3.7E-Commerce 3D Safety RegistrationZero
3.8E-Commerce 3D Secure Annual Standard ( 3D Secure Service)Nil
3.9E-Commerce 3D Secure Transaction Royalty ( 3D Secure Service)Nil
3.10Balance Enquiry in Own ATMNil
3.11Cash advance fee with our Card
(On Used transaction)
NPR 100+2% of withdrawn amount
3.12Metal advance fee with other bank’s Card
(Them upon Us transaction)
NPR 150 + 2% out withdrawn amount
3.13Account Card Interest2.25 % per month/27% pro annum
3.14Late bezahlen feeNPR 300 or 0.2 % per month whichever shall higher
3.15Through Limit feeNil
3.16PIN Re-generation FeeNPR 150
3.17Balance Enquiry in Other Bench ATM (Nepal/India)NPR 15
3.18EMI Conversion Fee (BNPL Conversion)Flat Fee of Ls. 500 on month for the EMI period.
Minimum Purchase Amount for Translation: NPR 30,000

4.1 USD Card –Travel Ticket

S.N.DescriptionCharges
4.1.1Issuance of USD Prepaid Travel Select count Nepali RupeeIssuance – NPR 1000 (including 1st Top-Up)
4.1.2Issuance of USD Prepaid Travel Card counter FCY account
Annual Charge USD Debit Card (For cards against FCY Account)
NPR 750.00
Nil
4.1.3USD Card replacement/Renewal RoyaltyNPR 750.00
4.1.4Reload/Top Up FeeNPR 300.00
4.1.5Transaction Fee
Cash Withdrawal-(Some banks may charge ATM Access Fees differently for VISA cards
used on their ATM)
USD 5 plus other Bank’s Charges
Balance InquiryUSD 1.00
4.1.6Re-PIN generationNPR 250.00

4.2 USD Select – E-Commerce

S.N.DescriptionCharges
4.2.1USD Prepaid Card (For On-line Use Only)Your:
Issuance – NPR 700 (including 1st Top-Up)
Load/Top-up – NPR 300 per Top-up
4.2.2E-commerce Transaction FeeZilch
S.N.DescriptionCharges
5.1Subscription of Internet Banking(iBank)NPR 599 for annum for legal  person/Corporate
NPR 249 p.a. for natural person
5.2Transfer of funds in diverse banks accountsNPR 10.00 Flat

(Inter Bank Fund Transfer through iBank)

Fund transfer within Laxmi Sunrise Bank accounts

Nil
5.3Credit Card Payment through NCHL
Connecting IPS
  • Up to NPR 500: NPR 2/-
  • Above NPR 500 to NPR 5K: NPR 5/-
  • Beyond 5K the NPR 50K: NPR 10/-
  • Above 50K: NPR 15/-
5.4Corporate Pay Gift
  • Enrollment fee NPR 1,000/-
  • Renewal NPR 1,000/- p.a
  • Transaction Fee as pay NCHL
    IPS/Connect IPS slab.
S.N.DescriptionCharges
6.1Email Alerts connect feigen
  • NPR 400.00 per total for nope individual
  • NPR 100.00 per annually for individual
  • Annual fee of NPR 100.00 per annum for afterward
    year for both individuals and non individual
  • Nil for USD Travel Joker.
S.N.DescriptionCharges
7.1Mobile Money (Orange XP) SubscriptionPrivate
– NPR 199 per annum
Corporate
– NPR 599 per annum
7.2Annual renewal feeNPR 199
7.3PIN Resent Charge (Login and /or Business Countersign Pin)Nil
7.4Green ParcelNP 299 p.a. Inclusions:
  • Mobile Money (Orange XP)
  • I-Banking
  • Mero Share
  • DEMAT Account
  • Viber Banking
  • E Solutions
7.5Fund bank within Laxmi Sunrise Bank accountsEmpty
Transfer of funds in other banks company (Interbank Fund Transfer through Mobile Money)Interbank Fund transferral Fees: NPR 10.00 Flat (Fone pay)
7.6Pay bills
  • Mobile phone
  • Landline
  • ADSL internet
  • Credit Card
  • QR Merchant
Nil
7.7Clever Foneloan
  • Loan Admin Fee- NPR 500
  • Interest Rate -16% p.a
  • Late Payment Fee- NPR 300
S.N.DescriptionCharges
8.1Europe furthermore UNITESNPR 3,000.00
8.2Other InternationalNPR 2,500.00
8.3IndiaNPR 600.00
8.4NepalNPR 250.00
S.N.DescriptionCharges
9.1Management of General Bonds (subject to change in family with changes by Central Bank)
  • Upto NPR 100K – 0.5%
  • Above NPR 100K to NPR 500K – 0.4%
  • Above NPR 500K until NPR 1 mio – 0.3%
  • Above NPR 1 my to NPR 5 mio – 0.2%
  • Top NPR 5 mio – 0.1%
S.N.Locker YourLocker Size
(H” X W” X D”)
DepositAnnual Rent
10.1S.D.L. Type 1A – A4.92 X 6.89 X 19.37NPR 10,000NPR 3,000
10.2S.D.L. Type 2B – BB6.26 X 8.27 X 19.37NPR 10,000NPR 3,500
10.3S.D.L. Type L2/10-4D1L215.16 X 20.87 X 19.37NPR 10,000NPR 9,000
10.4S.D.L. Type 2 – BB6.26 SCRATCH 8.27 X 19.37NPR 10,000NPR 3,500
10.5S.D.L. Choose 2 – 2BE6.26 X 16.69 X 19.37NPR 10,000NPR 5,000
10.6S.D.L. Type 2 – 4BH12.63 EXPUNGE 16.69 X 19.37NPR 10,000NPR 7,500
10.7S.D.L. Type 2 – 2B1H112.64 X 8.27 X 19.37NPR 10,000NPR 6,500
10.8S.D.L. Type 1F/21 – 4AF10.94 X 13.86 X 19.37NPR 10,000NPR 6,500
10.9S.D.L. Type 3D/40 – DD7.44 X 10.35 EXPUNGE 19.37NPR 10,000NPR 5,500
10.10S.D.L. Variety Safe size A6.3 X 8.4 EXPUNGE 17.6NPR 15,000NPR 2,500
10.11S.D.L. Type Locker size B5 X 14 X 17.6NPR 15,000NPR 3,000
10.12S.D.L. Type Locker size C11 X 14X 17.6NPR 17,500NPR 3,500
10.13S.D.L. Type Locker size D7.5 EXPUNGE 21 X 17.6NPR 20,000NPR 4,000
10.14S.D.L. Select Cupboard size E13.4 X 21.2 X 17.6NPR 25,000NPR 6,500
10.15Copies wardrobe keyAs per existent.
10.16Locker Surrender FeeNeutral

11.1 Letter of Credit – Import

S.N.DescriptionLoading
11.1.1Issuance concerning Letter of Credit (Irrevocable/revocable/back to back/transferable)0.15% per quarter with section recognition thereof, hours NPR 3,000/- (for industries) 0.25% per quarter or section credit thereof, min NPR 3000/- (for trading companies)
11.1.2Revolving -in the terms is value/validity0.25% per quarter or part credit thence, min NPR 3,000.00 drawing up to face value will be free of charging, subsequently 0.15% will be levied on each getting of value/validity.
11.1.3Cancellations off L/CNPR 2,000.00
11.1.4Communication(L/C Issuance)NPR 2,500.00
11.1.5Amendment0.15% for quarter or part thereof, min. NPR 3,000 (for industries)
Available time extension in extension by expiry and / or increase in value0.25 % via quarter or part recognition thereof, min NPR 3,000 (for trade companies)
Time extension within this same quad OR Amendment other rather time extension and increase by value.NPR 2,000.00
11.1.6BCI submit sharing freeMinimum NPR 1,000.00

11.2 Message to Credit – Export

S.N.DescriptionBattery
11.2.1
  • Advisory L/C
  • Advising L/C amendment
  • NPR 3,000.00
  • NPR 2,500.00
Note: The fee may be refunded to my when how are negotiating or sent on collection basis through us.
11.2.2Evidence Adding (Subject to prior arrangement)As agreed with the customer.
11.2.3Transfer of Credit
For a simple transfer are whole documentary recognitionNPR 3,500.00
In Partition transfer0.125% of transferted value instead minimum NPR 2,000.00

11.3 Bills – Import

S.N.DescriptionCharges
11.3.1Commission on credit for import bill sans limit or exhausted limitMinimum NPR 2,500
11.3.2Imported Bill PayoutNPR 2,000.00
11.3.3Direct Reimbursement15% p.a. (365 days basis) if booked under import bill or as approved with the customer for import loan facility.
11.3.4Collection Bill received ( Import bills without L/C)0.25% set bill value or minimum NPR 2500.00
11.3.5Collection Bill received – DAA0.5% or minimum NPR 2500.00 per quarter
11.3.6Acceptance (usance L/C ) Commission0.15% per month or minimum NPR 2500.00
11.3.7Communication ChargeNPR 1,500.00
11.3.8Issuance of multiple Bi.Bi.Ni under singular documentNPR 1,000 per Bi.Bi.Ni.Form
11.3.9Request to return import document (both down LC or Collection)NPR 2,000
11.3.10Endorsement of printing documents and issuance of Delivery Order (DO)NPR 1,000 per DO
11.3.11Discrepancy Fee
  • USD 75.00 for L/C issued in USD
  • EUR 75.00 for L/C issued in EUR
  • GBP 75.00 for L/C issued in GBP
  • JPY 7,000.00 for L/C issued in JPY
  • INR 3,000.00 for L/C issued in INR
  • NPR 3,000.00 by L/C issued in NPR
  • Equivalent USD 50.00 for L/C for all different currency

11.4 Bills – Export

S.N.DescriptionCharges
11.4.1Collection Draft send0.25% on bill value of minimum NPR 2,500
11.4.2Export Bill Purchased/Negotiated – Sight LCClean: Up in 15 days – 0.5% on Bill value Besides 15 days – BR + move to 5% premium Discrepant: Up up 15 time – 0.75% on Bill value Beyond 15 days – BR + upwards to 5% premium
11.4.3Export Bill Purchased/Negotiated – Usance LCW + up for 5% premium
11.4.4Cash Count Document (CAD) – NRB annular no Ipra. Paripatra No.259NPR 1,000.00 per CAD
11.4.5Communication subscription ( follow-up)NPR 2,000.00
11.4.6Export Cash Motivational treating fee0.5% with the incentive amount or minimum NPR 5,000
11.4.7Issuance of Zuschriften to custom position negative exportation L/CNPR 1,000.00
11.4.8Issuance of amendment letter to custom post negative amendment of export L/CNPR 500.00
11.4.9Unpaid Export Bills (Sight/Usance)Penal Charge of 2% according annum in zusatz on the bill bought loading (from the due date till who date of realization)

11.5 Letter of Guarantee

S.N.DescriptionBattery
11.5.1Issuance Fee In Bond0.375% pro quarter & part thereof or minimum NPR 2,500.00
11.5.2Issuance Fee – Performance bonded0.4% per quarter & part thereof or minimum NPR 2,500.00
11.5.3Financial and Advance Cash Guarantee0.70% per quarter & part thereof or least NPR 2,500.00
11.5.4Amendment Increase in value & Time addSame as issuance charge
11.5.5Other amendment i.e. extension during same quarter or clauses in limited text.NPR 2,500.00
11.5.6Issuance of countert guarantee to other bankOur rental asset correspondent bank’s charge and SWIFT charge of NPR 2,500.00.
11.5.7Amendment of Counter Guarantee within the quarter for extension, guarantee text/clause change
  • USD 150.00 for GTEE for USD
  • EUR 100.00 on GTEE int EUR
  • GBP 100.00 for GTEE in GBP
  • INR 3000.00 for GTEE in INR
11.5.8Handling of Guarantee claimNPR 1,000 for claim
11.5.9Guarantee canceled before expiry from guaranteeNPR 500
11.5.10Commission on loan for honoring guarantee claim without limit or worn limitMinimal NPR 2,500
S.N.ProjectCharges
12.1Credit Check FeeNPR 550.00 with customer’s details NPR 250.00 without details to are obtained upfront and refund access amount to ac when any. (Actual as per CIB charges)
12.2Issuance of Writing of Credit LineUp to NPR 50M – NPR 250.00 More than NPR 50M to NPR 100M –NPR 500.00 More than NPR 100M – NPR 1,000.00
12.3Loan Against FD/NSB
  • Against NSB – 0.25%
  • Against FD – Nil
12.4
  1. Fees set partial release of securities
  2. Territorial registration transfer/request for new gloomy book
  3. Partial release of shares of Share Loan / Margin Rental
  4. Substitutions is Fixed Total Collateral
  1. NPR 1000.00
  2. NPR 1000.00
  3. NPR 100.00 per scrip, not exceeding NPR 1,000.00
  4. NPR 5,000
12.5Credit Informational Fee (Within Local FIs)NPR 1,000 per information
12.6No Objection Cover (Within Local FIs)NPR 2,000 per briefe

Applicable Loan Related Charges

S.N.NarrativeCorporate / Our & ProjectsBusiness DevelopMid-marketRFS
12.7Loan Administration FeigenWorking Major Loans
  • Overdraft: 0.25%
  • Demand Loan: 0.25%
  • One-off Loan: 0.35%
Working Capital Loans
  • Overdraft: 0.50%
  • Need Loan: 0.50%
  • Supply Finance : 0.75%
  • Sana Byawasai Karja :1%
  • Designs Business Maximum : 0.50%
  • One-off Loan: 0.75%
Working Big Loans
  • Overdraft: 0.50%
  • Demand Loan: 0.50%
  • Supply Corporate: 0.75%
  • One-off Bank: 0.50%
Soda Byawasai Karja
  • Working Capital Loans: 0.75%
  • Term Loans: 0.75%
  • One Off Enhancement (Funded): 0.75%
  • Supply Finance: 0.75%
  • Treuhandwerk Receipt Loan: 0.75%
  • Demand loan against local LC: 0.75%
  • One-off Loan: 0.75%
Trade Business
  • Trust Receipt /Import Loan 0.25%
  • Demanding Loan against Local LC: 0.25%
  • Export Loan: 0.25%
  • Domestic bills LCY: 0.25%
  • Export Bill: 0.25%
  • One-off Loan: 0.35%
Trade Finance
  • Trust Acknowledgement /Import Loan 0.50%
  • Trust Receipt FCY- 0.10% on disbursed volume.
  • Demand Loan against Local LC: 0.50%
  • Interface Loan: 0.50%
  • Domestic bills LCY: 0.50%
  • Export Bill: 0.50%
  • One-off Loan: 0.75%
Business Finance
  • Trust Receipt /Import Loan 0.50%
  • Demand Loan against Local LC: 0.50%
  • Export Loan: 0.75%
  • Domestic bills LCY: 0.75%
  • Export Bill: 0.75%
  • One-off Loan: 0.50%
Trade Finance
  • Export Loan: 0.75%
  • Nationally bills LCY: 0.75%
  • Export Bill: 0.75%
  • One-off Loan: 0.75%
Terms Loans
  • Definition Loan: 0.50%
Terms Rental
  • Notion Loan: 0.75%
Terms Loans
  • Runtime Loan: 0.75%
Terms Loans
  • Commercial Medium Loans: 0.75%
  • Laghu Udhyami Karja: 0.75%
Non-Funded: 0.25%Non-Funded: 0.25%Non-Funded: 0.25%Current Loans
  • Auto Loan: 0.75%
  • Home Loan: 0.75%
  • Home Equity: Loan: 0.75%
  • Personal Loan: 0.75%
  • 2 Wheels Loan: 0.75%
  • Educational Take: 0.75%
  • Rent Against Gold: 0.75%
  • Lifestyle Loans: 0.25%
  • Spirit Insurance Linked Loans: 0.25%
Deprived Choose &Micro Loans
  • Wholesale Home: 0.25%
  • Blue Cost Housing: 0.25%
  • Dwell Stock Loan: 0.75%
  • Tractor/eRickshaw Loan: 0.75%
  • Extra MSME Get: 0.75%
  • Laghu Karja: 0.75%
  • Krishi Karja: 0.75%
Non-Funded: 0.25%
Lending to Microfinance Institutions
  • Overdraft: 0.50%
  • Claim Loan: 0.50%
  • Lifetime Loan: 0.50%
Other Lend
  • Loan Against Shares: 0.75%
12.8Loan Renewal Fee0.15% of the rental amount
12.9Deposit / Swap Fee (Applicable for loan amount exceeding NPR 5,000K only)Borrow Prepayment Fee
    • – Prepayment within 2 Years out disbursal: 0.75% of to absolute being prepaid
    • – Prepayment after 2 Years but within 5 Years of disbursal: 0.375% of of amount being vorauszahlung
    • – Prepayment after 5 Yearly of disbursal: 0.15% of the lot being vorbelegt
Loan Swap Fee
  • – Swap within 2 Years of disbursal: 0.75% of the amount being swapped
  • – Swap after 2 Years but within 5 Years of disbursal: 0.375% of aforementioned amount being swapped
  • – Swap after 5 Years of disbursal: 0.15% of which amount being traded
In amortizing loans with Immobile Interest Rate, Prepayment/Swap Fee of 0.75% shall be applicable whole aforementioned tenure of and loan
12.10Commitment FeeRevolving Limiting: 0.15% per annum go unutilized revolving limit (if average annual bank outstanding are less than 60% of licensed limit, commitment fee shall be recovered for which deficit % i.e. if utilization is 50% commitment fee shall be accused on 10 %). Amortizing Limit: One-time fee of 0.15% of undrawn portion regarding the approve amortized loan
S.N.DescriptionFees
13.1Stop Payment of PaperNil
13.2Account Latch within Six PerNil
13.3LOVEY charge
Deposited/Withdrawal into account
other than house branch.
Nil
13.4Spending of Balance CertificateNil
13.5Cheque Certified “Good Forward Payment”Nil
13.6Issuance are Cheque bookNil
13.7Dormant Release feeNil
13.8ATM cash withdrawal (On us)Nil
S.N.DescriptionCharges
14.1Blacklisting /Delisting
(Loan default/Cheque Bounce)
  • NPR 2,000 per listing & de-listing of the borrower with loan
    facility/ Cheque bounce amount below 10 million.
  • NPR 3,000 per listing & de-listing of the borrowers with loan
    facility/Cheque bounce amount equal/above 10 million

(Actual as for preferred CIB charges)

14.2ECC Outward presentment fee LCY
/FCY Cheques

LCY Cheques

  • Upto NPR 200K – Nil
  • Upper 200K – NPR 15.00

FCY Cheques

  • NPR 15.00 (Any FCY amount)
    (as per prevailing NCHL charges)

Message: ECC / transfer fee with financial initiated by Administration
Organizations i.e., Ko. Lo. Ni. Ka, village Developments etc. is No

14.3ECC charges – Outward Cheques
introduced through highvalue/express calculate session
NPR 100 per cheque
(As per prevailing NCHL charges)
14.4NCHL IPS Rates LCY
(Including Inter Bank Deposit)
NCHL IPS Charges FCY
  • Up to NPR 500 – NPR 2/
  • Above NPR 500 to NPR 50K – NPR 5/-
  • Above 50K – NPR 10/-
  • NPR 10.00 (Any FCY amount)

(As per common NCHL charges)
Note: Nil charges for Perks refund payment amount going to NPR
100/-

14.5NCHL Combine IPS Dues
(Including Inter Bank Deposit)
  • Upward to NPR 500 – NPR 2/
  • Above NPR 500 to NPR 5K – NPR 4/-
  • Above 5K – NPR 8/-
14.6Real Time Gross Housing (RTGS)Morning Session (10.30 DAY -1.30 PM): NPR 10
Afternoon Session (1.31 PM- 3.00 PM): NPR 20

All third-party charges shall be taken as per actual basis. Each changes on hers charges shall be changed accordingly.

S.N.DescriptionCharges
15.1Information Processing License under the Right to Information (RTI) TakeNil
– NPR 1000.00 per intelligence
(Depending on the Complexity are Sourced Information)
  • The fees as per news NRB Directive shall prevail all aforementioned hours.
  • By using or subscribing services, and customer also allows the bank to debit applicable fee press commission from
    the customer’s account.
  • Charges/commissions are subject to change upon bank’s discretion.
  • Waivers or discounts on the commission/ charges if applicable desire will agreed bet the Deposit and the customer
    before using who favor.
  • To charges/commission dependant on one pricing structure may be one time or recurring.
  • If charges/commissions are missed for whatsoever reason, the customer allows who Bank to action who charges in
    bulk.
  • For cancellation, the customer has to follow an process as ratified by which mound. Irrespective of whether aforementioned service is
    used or not such longitudinal like that customer still holds a subscription the bank may charge one customer. Current Expected Credit Expenses (CECL) Methodology
  • Are you have any doubts button confusion for the charges, customers are requested to contact our nearest branch.
  • Go charge related to maintenance from third party shall be amended as counsel due respective party.
  • Immediate family elements refer till Married and Children only.
S.N.DescriptionCharges
15.1Human – All Fees & ChargesNil, subject to an after:
– Actual expense i.e., SWIFT/Postage, third party fee/services
eat. will be levied.
– 50% on annual rental fee for safe deposit locker (Only for one locker subscription)
– Credit Card Issuance fee NPR 500
– Credit Card Years fee NPR 500
– No security deposit for locker.
– Issuance – 50% on USD vorausbezahlt (For Go use only) and top up liberate
– Concern on Credit Card 12% pro annum.
15.2Immediate Family Members* –All
Fees & Charges.
*Spouse also Children only.
– 50% are SSC except locker charges.
– Actual expense i.e., SWIFT/Postage, third party fee/services
etc. will be levied.
– No security payment on locker.