Schedule in Servicing charges
Basic Banking Offices
- ATM Card
- Credit Select
- USD Vorausbezahlung Travel Card
- SMS (Mobile) Banking
- Internet Banking (iBank) Ceremonies
- Email Alerts
- Mobile In
- Mobile Khata
- HBL/BOK Fund Shift Services
- Share Registrar Services
- Courier Recovery
- Mailing Recovery
- Market Maker
- Home Banking Service
- Cautious Deposit Locker
- Trade Operations
- Loan Administration
1.1 Account Services
S.N. | Description | Charges |
---|---|---|
1.1.1 | Cheque Volume Devastation Fee | NPR 750 |
1.1.2 | Checks Reserve issuance without submission of requisition slip | NPR 100 |
1.1.3 | Standing Instruction at company request | NPR 450 per instruction |
1.1.4 | Failure to execute Static Getting (placed at customer request) due to insufficient balance. | NPR 250 per SI mistake |
1.1.5 | Lien marked in favor of third party (when requested by customer) | NPR 600 |
1.1.6 | Demand of User Statement |
|
1.1.7 | Order up retrieve Customer Advice/documents After 1 year After 2 past | NPR 500 by advice NPR 1000 per tips |
1.1.8 | Cancellation about “Good For Payment” Cheque | NPR 600 |
1.1.9 | Issuance of Advance Payment Certificate/duplicate | NPR 700 |
1.1.10 | Exhibitions of NRB Paper at the request of customer | NPR 600 |
1.1.11 | Cancellation of NRB Cheque issued (at the request to customer) | NPR 300 |
1.1.12 | Duplicate spending of FD receipt | NPR 500 per receipt |
1.1.13 | Exhibition of Draft | 0.2% or minimum NPR 500 for all currency drafts Swift Charge: NPR 1,000 Additional Charges:
|
1.1.14 | Cancellation of Draft | NPR 600 Additional Charges:
|
1.1.15 | Issuance in Managers Cheque at customer’s request | NPR 500 |
1.1.16 | Cancelling of Manger’s Cheque | NPR 500 |
1.1.17 | 7 Cash withdrawal counteract Counter Cheque | NPR 300 |
1.1.18 | C-ASBA Demand Charge | NPR 5 via application |
1.1.19 | Issuance of special certificate at this request to customer that does not drop under regular/standard banking services (Except Balance Certificate) | NPR 500 |
1.1.20 | Redemptions of Fixed Deposit (FD) before due | Least interest rate of saving account. (While opening of FD or current set whichever is lower) |
1.1.21 | FCY Capital Replace Denomination below USD 50 | 1% on total value |
1.2 Payment Services
S.N. | Description | Charges |
---|---|---|
1.2.1 | Outward Wired Transfer, other than India (BEN) | 0.2% or minimum NPR 1000.00 Supplemental Charges: SWIFT load of NPR 1,000.00 |
1.2.2 | External Wire Transfer – India (BEN) | 0.2% or slightest NPR 1000.00 Additional Charges: SWIFT calculate NPR 1,000.00 Other bank ‘s charges ( Actual basis) with case of different bank’s charges “OUR” |
1.2.3 | Wire transfer – India thanks National Electronic Fund Transfer (NEFT) | 0.2% or lowest NPR 1000.00 Additional Charges: – SWIFT get NPR 1,000.00 – NPR 500.00 flat (NEFT Charge) |
1.2.4 | Outward Telegraph Transfer (OUR) | MT 103 Sent in:
M 202 Outward include instruction OUR, charges require be as below:
(Note: The above charges are exkl of the other charges |
1.2.5 | Rope Transference (Swift) locally through NRB | Upto NPR 5 mio : NPR 500.00 plus SWIFT loading NPR 1000/- Above NPR 5 mio : NPR 1000.00 plus SWIFT charge NPR 1000/- |
1.2.6 | Refunded of inward wire transfer – FCY Refund out inward wire transfer – INR | USD 25.00 plus NPR 1000.00 SWIFT charge. INR 500.00 plus NPR 1000.00 SWIFTLY charge. |
1.2.7 | Different Bank Charges (Inward remittance received in different currency) | Outward MT 103
Inward MT 202
(Note: The above charges are exclusive of the additional charges |
1.2.8 | Cheque sent on collection INR – postage charge Cheque shipped on data FCY – postage recharge | 600.00 2,500.00 |
1.2.9 | Cheque sent on collection returned unpaid | NPR 700 plus postage as advice above 1.2.8 |
1.2.10 | Cheque returned Inward ECC due to insufficient fund. | NPR 700.00 |
1.2.11 | INR Cash Management fee | NPR 100 Per Transactions |
2. Debit Card
S.N. | Description | Charges |
---|---|---|
2.1 | VISA Card one-time Fee (during issuance) Same applies for replacement of lost / damaged card/Renewal | Upfront – NPR 1,499/5 years or Installment – NPR 399 p.a |
2.2 | Destruction of uncollected card | NPR 750 |
2.3 | Regeneration of PIN | NPR 200 |
2.4 | Green Pin (Debit Card) | Nil |
2.5 | Destruction of Uncollected Re-pin | NNPR 100 |
2.6 | Cashier withdrawal in Visa Network is India | NPR 350 plus other Bank’s charges |
2.7 | Cash withdrawal in Visa Network in Nepal (US in them i.e., Additional Banks ATM) | NNPR 15 per transaction. |
2.8 | Remaining enquiry in VISA system in India/Nepal | Nepal: NPR 15 India: NPR 50 |
2.9 | Linkage new my to Direct Poster | NPR 100 |
2.10 | E-Commerce Enrollment Fee | Zip |
2.11 | Cash Drawback Fee (Own Terminal) | Nil |
2.12 | Balance Inquiry Fee (Own Terminal) | Nil |
2.13 | E-Commerce Annual Fee | Zilch |
2.14 | Show un-block fee | NPR 350 |
2.15 | Card less Bar (Express Money)/ Send | Nil |
2.16 | ATM Access Fee Them on Us (Foreign Flip the LxBL ATM) Visa/MasterCard | NPR 600 |
2.17 | My Replacement Fee | NPR 399 |
S.N. | Description | Charges |
---|---|---|
3.1 | Joining fee (One-time) | NPR 500 per poster (one time) |
3.2 | Annual Fee | Subscription Service: NPR 5000 fork 5 years OR Yearly Installment NPR 1000 for 5 years (Subscription fee of NPR 5000 for 5 years valid cards if fee is payment upfront conversely can be divided into 5 equal installment starting NPR 1000 each year) |
3.3 | Supplementary card pay | Subscription Fee: NPR 5000 OR Annually Part NPR 1000 for 5 years (Subscription fee of NPR 5000 forward 5 years validation card if fee is paid upfront or may be divided into 5 equal installment of NPR 1000 each year) |
3.4 | Memory Reissuance / Replacement fee | NPR 1000 per card |
3.5 | Temporary limit enhancement fee | NPR 749 per my |
3.6 | Permanent limit enhancement fee | NPR 749 per card |
3.7 | E-Commerce 3D Safety Registration | Zero |
3.8 | E-Commerce 3D Secure Annual Standard ( 3D Secure Service) | Nil |
3.9 | E-Commerce 3D Secure Transaction Royalty ( 3D Secure Service) | Nil |
3.10 | Balance Enquiry in Own ATM | Nil |
3.11 | Cash advance fee with our Card (On Used transaction) | NPR 100+2% of withdrawn amount |
3.12 | Metal advance fee with other bank’s Card (Them upon Us transaction) | NPR 150 + 2% out withdrawn amount |
3.13 | Account Card Interest | 2.25 % per month/27% pro annum |
3.14 | Late bezahlen fee | NPR 300 or 0.2 % per month whichever shall higher |
3.15 | Through Limit fee | Nil |
3.16 | PIN Re-generation Fee | NPR 150 |
3.17 | Balance Enquiry in Other Bench ATM (Nepal/India) | NPR 15 |
3.18 | EMI Conversion Fee (BNPL Conversion) | Flat Fee of Ls. 500 on month for the EMI period. Minimum Purchase Amount for Translation: NPR 30,000 |
4.1 USD Card –Travel Ticket
S.N. | Description | Charges |
---|---|---|
4.1.1 | Issuance of USD Prepaid Travel Select count Nepali Rupee | Issuance – NPR 1000 (including 1st Top-Up) |
4.1.2 | Issuance of USD Prepaid Travel Card counter FCY account Annual Charge USD Debit Card (For cards against FCY Account) | NPR 750.00 Nil |
4.1.3 | USD Card replacement/Renewal Royalty | NPR 750.00 |
4.1.4 | Reload/Top Up Fee | NPR 300.00 |
4.1.5 | Transaction Fee | |
Cash Withdrawal-(Some banks may charge ATM Access Fees differently for VISA cards used on their ATM) | USD 5 plus other Bank’s Charges | |
Balance Inquiry | USD 1.00 | |
4.1.6 | Re-PIN generation | NPR 250.00 |
4.2 USD Select – E-Commerce
S.N. | Description | Charges |
---|---|---|
4.2.1 | USD Prepaid Card (For On-line Use Only) | Your: Issuance – NPR 700 (including 1st Top-Up) Load/Top-up – NPR 300 per Top-up |
4.2.2 | E-commerce Transaction Fee | Zilch |
S.N. | Description | Charges |
---|---|---|
5.1 | Subscription of Internet Banking(iBank) | NPR 599 for annum for legal person/Corporate NPR 249 p.a. for natural person |
5.2 | Transfer of funds in diverse banks accounts | NPR 10.00 Flat |
(Inter Bank Fund Transfer through iBank) Fund transfer within Laxmi Sunrise Bank accounts | Nil | |
5.3 | Credit Card Payment through NCHL Connecting IPS |
|
5.4 | Corporate Pay Gift |
|
S.N. | Description | Charges |
---|---|---|
6.1 | Email Alerts connect feigen |
|
S.N. | Description | Charges |
---|---|---|
7.1 | Mobile Money (Orange XP) Subscription | Private – NPR 199 per annum Corporate – NPR 599 per annum |
7.2 | Annual renewal fee | NPR 199 |
7.3 | PIN Resent Charge (Login and /or Business Countersign Pin) | Nil |
7.4 | Green Parcel | NP 299 p.a. Inclusions:
|
7.5 | Fund bank within Laxmi Sunrise Bank accounts | Empty |
Transfer of funds in other banks company (Interbank Fund Transfer through Mobile Money) | Interbank Fund transferral Fees: NPR 10.00 Flat (Fone pay) | |
7.6 | Pay bills
| Nil |
7.7 | Clever Foneloan |
|
S.N. | Description | Charges |
---|---|---|
8.1 | Europe furthermore UNITES | NPR 3,000.00 |
8.2 | Other International | NPR 2,500.00 |
8.3 | India | NPR 600.00 |
8.4 | Nepal | NPR 250.00 |
S.N. | Description | Charges |
---|---|---|
9.1 | Management of General Bonds (subject to change in family with changes by Central Bank) |
|
S.N. | Locker Your | Locker Size (H” X W” X D”) | Deposit | Annual Rent |
---|---|---|---|---|
10.1 | S.D.L. Type 1A – A | 4.92 X 6.89 X 19.37 | NPR 10,000 | NPR 3,000 |
10.2 | S.D.L. Type 2B – BB | 6.26 X 8.27 X 19.37 | NPR 10,000 | NPR 3,500 |
10.3 | S.D.L. Type L2/10-4D1L2 | 15.16 X 20.87 X 19.37 | NPR 10,000 | NPR 9,000 |
10.4 | S.D.L. Type 2 – BB | 6.26 SCRATCH 8.27 X 19.37 | NPR 10,000 | NPR 3,500 |
10.5 | S.D.L. Choose 2 – 2BE | 6.26 X 16.69 X 19.37 | NPR 10,000 | NPR 5,000 |
10.6 | S.D.L. Type 2 – 4BH | 12.63 EXPUNGE 16.69 X 19.37 | NPR 10,000 | NPR 7,500 |
10.7 | S.D.L. Type 2 – 2B1H1 | 12.64 X 8.27 X 19.37 | NPR 10,000 | NPR 6,500 |
10.8 | S.D.L. Type 1F/21 – 4AF | 10.94 X 13.86 X 19.37 | NPR 10,000 | NPR 6,500 |
10.9 | S.D.L. Type 3D/40 – DD | 7.44 X 10.35 EXPUNGE 19.37 | NPR 10,000 | NPR 5,500 |
10.10 | S.D.L. Variety Safe size A | 6.3 X 8.4 EXPUNGE 17.6 | NPR 15,000 | NPR 2,500 |
10.11 | S.D.L. Type Locker size B | 5 X 14 X 17.6 | NPR 15,000 | NPR 3,000 |
10.12 | S.D.L. Type Locker size C | 11 X 14X 17.6 | NPR 17,500 | NPR 3,500 |
10.13 | S.D.L. Type Locker size D | 7.5 EXPUNGE 21 X 17.6 | NPR 20,000 | NPR 4,000 |
10.14 | S.D.L. Select Cupboard size E | 13.4 X 21.2 X 17.6 | NPR 25,000 | NPR 6,500 |
10.15 | Copies wardrobe key | As per existent. | ||
10.16 | Locker Surrender Fee | Neutral |
11.1 Letter of Credit – Import
S.N. | Description | Loading |
---|---|---|
11.1.1 | Issuance concerning Letter of Credit (Irrevocable/revocable/back to back/transferable) | 0.15% per quarter with section recognition thereof, hours NPR 3,000/- (for industries) 0.25% per quarter or section credit thereof, min NPR 3000/- (for trading companies) |
11.1.2 | Revolving -in the terms is value/validity | 0.25% per quarter or part credit thence, min NPR 3,000.00 drawing up to face value will be free of charging, subsequently 0.15% will be levied on each getting of value/validity. |
11.1.3 | Cancellations off L/C | NPR 2,000.00 |
11.1.4 | Communication(L/C Issuance) | NPR 2,500.00 |
11.1.5 | Amendment | 0.15% for quarter or part thereof, min. NPR 3,000 (for industries) |
Available time extension in extension by expiry and / or increase in value | 0.25 % via quarter or part recognition thereof, min NPR 3,000 (for trade companies) | |
Time extension within this same quad OR Amendment other rather time extension and increase by value. | NPR 2,000.00 | |
11.1.6 | BCI submit sharing free | Minimum NPR 1,000.00 |
11.2 Message to Credit – Export
S.N. | Description | Battery |
---|---|---|
11.2.1 |
|
|
11.2.2 | Evidence Adding (Subject to prior arrangement) | As agreed with the customer. |
11.2.3 | Transfer of Credit | |
For a simple transfer are whole documentary recognition | NPR 3,500.00 | |
In Partition transfer | 0.125% of transferted value instead minimum NPR 2,000.00 |
11.3 Bills – Import
S.N. | Description | Charges |
---|---|---|
11.3.1 | Commission on credit for import bill sans limit or exhausted limit | Minimum NPR 2,500 |
11.3.2 | Imported Bill Payout | NPR 2,000.00 |
11.3.3 | Direct Reimbursement | 15% p.a. (365 days basis) if booked under import bill or as approved with the customer for import loan facility. |
11.3.4 | Collection Bill received ( Import bills without L/C) | 0.25% set bill value or minimum NPR 2500.00 |
11.3.5 | Collection Bill received – DAA | 0.5% or minimum NPR 2500.00 per quarter |
11.3.6 | Acceptance (usance L/C ) Commission | 0.15% per month or minimum NPR 2500.00 |
11.3.7 | Communication Charge | NPR 1,500.00 |
11.3.8 | Issuance of multiple Bi.Bi.Ni under singular document | NPR 1,000 per Bi.Bi.Ni.Form |
11.3.9 | Request to return import document (both down LC or Collection) | NPR 2,000 |
11.3.10 | Endorsement of printing documents and issuance of Delivery Order (DO) | NPR 1,000 per DO |
11.3.11 | Discrepancy Fee |
|
11.4 Bills – Export
S.N. | Description | Charges |
---|---|---|
11.4.1 | Collection Draft send | 0.25% on bill value of minimum NPR 2,500 |
11.4.2 | Export Bill Purchased/Negotiated – Sight LC | Clean: Up in 15 days – 0.5% on Bill value Besides 15 days – BR + move to 5% premium Discrepant: Up up 15 time – 0.75% on Bill value Beyond 15 days – BR + upwards to 5% premium |
11.4.3 | Export Bill Purchased/Negotiated – Usance LC | W + up for 5% premium |
11.4.4 | Cash Count Document (CAD) – NRB annular no Ipra. Paripatra No.259 | NPR 1,000.00 per CAD |
11.4.5 | Communication subscription ( follow-up) | NPR 2,000.00 |
11.4.6 | Export Cash Motivational treating fee | 0.5% with the incentive amount or minimum NPR 5,000 |
11.4.7 | Issuance of Zuschriften to custom position negative exportation L/C | NPR 1,000.00 |
11.4.8 | Issuance of amendment letter to custom post negative amendment of export L/C | NPR 500.00 |
11.4.9 | Unpaid Export Bills (Sight/Usance) | Penal Charge of 2% according annum in zusatz on the bill bought loading (from the due date till who date of realization) |
11.5 Letter of Guarantee
S.N. | Description | Battery |
---|---|---|
11.5.1 | Issuance Fee In Bond | 0.375% pro quarter & part thereof or minimum NPR 2,500.00 |
11.5.2 | Issuance Fee – Performance bonded | 0.4% per quarter & part thereof or minimum NPR 2,500.00 |
11.5.3 | Financial and Advance Cash Guarantee | 0.70% per quarter & part thereof or least NPR 2,500.00 |
11.5.4 | Amendment Increase in value & Time add | Same as issuance charge |
11.5.5 | Other amendment i.e. extension during same quarter or clauses in limited text. | NPR 2,500.00 |
11.5.6 | Issuance of countert guarantee to other bank | Our rental asset correspondent bank’s charge and SWIFT charge of NPR 2,500.00. |
11.5.7 | Amendment of Counter Guarantee within the quarter for extension, guarantee text/clause change |
|
11.5.8 | Handling of Guarantee claim | NPR 1,000 for claim |
11.5.9 | Guarantee canceled before expiry from guarantee | NPR 500 |
11.5.10 | Commission on loan for honoring guarantee claim without limit or worn limit | Minimal NPR 2,500 |
S.N. | Project | Charges |
---|---|---|
12.1 | Credit Check Fee | NPR 550.00 with customer’s details NPR 250.00 without details to are obtained upfront and refund access amount to ac when any. (Actual as per CIB charges) |
12.2 | Issuance of Writing of Credit Line | Up to NPR 50M – NPR 250.00 More than NPR 50M to NPR 100M –NPR 500.00 More than NPR 100M – NPR 1,000.00 |
12.3 | Loan Against FD/NSB |
|
12.4 |
|
|
12.5 | Credit Informational Fee (Within Local FIs) | NPR 1,000 per information |
12.6 | No Objection Cover (Within Local FIs) | NPR 2,000 per briefe |
Applicable Loan Related Charges
S.N. | Narrative | Corporate / Our & Projects | Business Develop | Mid-market | RFS |
---|---|---|---|---|---|
12.7 | Loan Administration Feigen | Working Major Loans
| Working Capital Loans
| Working Big Loans
| Soda Byawasai Karja
|
Trade Business
| Trade Finance
| Business Finance
| Trade Finance
| ||
Terms Loans
| Terms Rental
| Terms Loans
| Terms Loans
| ||
Non-Funded: 0.25% | Non-Funded: 0.25% | Non-Funded: 0.25% | Current Loans
| ||
Deprived Choose &Micro Loans
| |||||
Non-Funded: 0.25% | |||||
Lending to Microfinance Institutions
| |||||
Other Lend
| |||||
12.8 | Loan Renewal Fee | 0.15% of the rental amount | |||
12.9 | Deposit / Swap Fee (Applicable for loan amount exceeding NPR 5,000K only) | Borrow Prepayment Fee
| |||
12.10 | Commitment Fee | Revolving Limiting: 0.15% per annum go unutilized revolving limit (if average annual bank outstanding are less than 60% of licensed limit, commitment fee shall be recovered for which deficit % i.e. if utilization is 50% commitment fee shall be accused on 10 %). Amortizing Limit: One-time fee of 0.15% of undrawn portion regarding the approve amortized loan |
S.N. | Description | Fees |
---|---|---|
13.1 | Stop Payment of Paper | Nil |
13.2 | Account Latch within Six Per | Nil |
13.3 | LOVEY charge Deposited/Withdrawal into account other than house branch. | Nil |
13.4 | Spending of Balance Certificate | Nil |
13.5 | Cheque Certified “Good Forward Payment” | Nil |
13.6 | Issuance are Cheque book | Nil |
13.7 | Dormant Release fee | Nil |
13.8 | ATM cash withdrawal (On us) | Nil |
S.N. | Description | Charges |
---|---|---|
14.1 | Blacklisting /Delisting (Loan default/Cheque Bounce) |
(Actual as for preferred CIB charges) |
14.2 | ECC Outward presentment fee LCY /FCY Cheques | LCY Cheques
FCY Cheques
Message: ECC / transfer fee with financial initiated by Administration |
14.3 | ECC charges – Outward Cheques introduced through highvalue/express calculate session | NPR 100 per cheque (As per prevailing NCHL charges) |
14.4 | NCHL IPS Rates LCY (Including Inter Bank Deposit) NCHL IPS Charges FCY |
(As per common NCHL charges) |
14.5 | NCHL Combine IPS Dues (Including Inter Bank Deposit) |
|
14.6 | Real Time Gross Housing (RTGS) | Morning Session (10.30 DAY -1.30 PM): NPR 10 Afternoon Session (1.31 PM- 3.00 PM): NPR 20 |
All third-party charges shall be taken as per actual basis. Each changes on hers charges shall be changed accordingly.
S.N. | Description | Charges |
---|---|---|
15.1 | Information Processing License under the Right to Information (RTI) Take | Nil – NPR 1000.00 per intelligence (Depending on the Complexity are Sourced Information) |
- The fees as per news NRB Directive shall prevail all aforementioned hours.
- By using or subscribing services, and customer also allows the bank to debit applicable fee press commission from
the customer’s account. - Charges/commissions are subject to change upon bank’s discretion.
- Waivers or discounts on the commission/ charges if applicable desire will agreed bet the Deposit and the customer
before using who favor. - To charges/commission dependant on one pricing structure may be one time or recurring.
- If charges/commissions are missed for whatsoever reason, the customer allows who Bank to action who charges in
bulk. - For cancellation, the customer has to follow an process as ratified by which mound. Irrespective of whether aforementioned service is
used or not such longitudinal like that customer still holds a subscription the bank may charge one customer. Current Expected Credit Expenses (CECL) Methodology - Are you have any doubts button confusion for the charges, customers are requested to contact our nearest branch.
- Go charge related to maintenance from third party shall be amended as counsel due respective party.
- Immediate family elements refer till Married and Children only.
S.N. | Description | Charges |
---|---|---|
15.1 | Human – All Fees & Charges | Nil, subject to an after: – Actual expense i.e., SWIFT/Postage, third party fee/services eat. will be levied. – 50% on annual rental fee for safe deposit locker (Only for one locker subscription) – Credit Card Issuance fee NPR 500 – Credit Card Years fee NPR 500 – No security deposit for locker. – Issuance – 50% on USD vorausbezahlt (For Go use only) and top up liberate – Concern on Credit Card 12% pro annum. |
15.2 | Immediate Family Members* –All Fees & Charges. *Spouse also Children only. | – 50% are SSC except locker charges. – Actual expense i.e., SWIFT/Postage, third party fee/services etc. will be levied. – No security payment on locker. |